- Sabhapur Extension,Tronica city road
- 8090100772
Get in Touch
Deen Dayal Awas Yojna Plots Overview
The Deen Dayal Awas Yojna is a pivotal initiative launched by the Government of India aimed at providing affordable housing solutions to the urban poor and lower-income groups across the country.
Deen Dayal Jan Awas Yojna, an affordable housing scheme of the state Government of Haryana has been launched by Prime Minister Narendra Modi on 1st November on Haryana Golden Jubilee Day.
Affordable Plotted Housing Policy for Low and Medium Potential Towns’’ scheme is also known as ‘’Deen Dayal Jan Awas Yojana’’ for the state.
Investing in Deen Dayal Jan Awas Yojana (DDJAY) plots is a smart and secure decision that promises high returns with low risk.
Deen Dayal Jan Awas Yojana Features
• In the state of Haryana, the DDJAY Scheme was launched in the year 2016.
• It was launched to offer homes to those living in urban slums.
• The DDJAY Affordable Housing scheme mandates colonies under this scheme to be developed on land parcels ranging between 5 to 15 acres. Also, The area of the housing plot is set to be 150 sq ft.
• The project under the Deen Dayal Jan Awas Yojana Gurgaon must be completed within seven years from the date of the license granted.
• To purchase plots in Gurgaon under the DDJAY Scheme, an individual can obtain a loan amount of up to 75% and 90% of the property price for plots and flats, respectively.
• These government approved plots in Gurgaon are always under the watch of the Haryana State Government to ensure the delivery of a superior quality infrastructure.
Home is a place where we all find solace. Whether big or small, home is a home, it gives financial security and mental peace. When you have a place you can call yours, life seems perfect. It is one of the essential requirements of life. Blessed are you if you already have a home! However, there are many people who decide to move out of their joint families and plan to build their own shelter. Thanks to affordable housing schemes run by the government of India.
Deen Dayal Jan Awas Yojana Eligibility Criteria
• To obtain benefits of the Deen Dayal Jan Awas Yojana Gurgaon, a beneficiary must have a maximum annual household income of Rs 3 lakhs for the economically weaker section. If under the low-income group, ‘ then annual household income must be a maximum of Rs 6 lakhs.
• It is mandatory to be a resident of Haryana to apply for affordable plots in Gurgaon under DDJAY Scheme.
• To own the best affordable housing projects in Gurgaon under DDJAY Scheme, applicants mustn’t have a pucca house or residential plot registered in their name or the name of any other family member in the urban area of the state.
• An applicant must not be a government employee and neither anyone from your family member to apply for Deen Dayal Awas Yojana Plots in Gurgaon.
Documents Required
There are several documents required to own Government-approved plots in Gurgaon and avail benefits of the DDJAY scheme under the Haryana State government.
• Aadhar Card
• Bonafide Certificate
• Certificate of not owning a house
• Ration Card
• Income Certificate
• Proof of Age
• Contact Number
• Bank Account Details
• Passport Size Photographs
The Government Of Haryana Applies The Public-Private Partnership (PPP) Model In Deen Dayal Jan Awas Yojna For Several Reasons:
Leveraging Private Sector Expertise: The PPP model allows the government to leverage the expertise, resources, and efficiency of the private sector in implementing the housing project. This collaboration ensures that the project is executed effectively and efficiently.
Cost Efficiency: By partnering with private developers, the government can reduce costs and ensure that the project is delivered within budget.
Quality Assurance: Private developers are incentivized to maintain high-quality standards in order to attract buyers and tenants. This ensures that the housing units developed under DDJAY meet prescribed quality benchmarks, benefiting the residents.
Innovation and Creativity: PPP arrangements encourage innovation and creativity in the design and development of housing projects, leading to more sustainable and aesthetically pleasing living spaces.
Benefits of Deen Dayal Awas Yojna Plots
• Buyers have the freedom to purchase freehold, loanable and litigation free plots under this scheme. First time home buyers are also eligible for interest benefit of upto 2.35 lakhs under credit linked interest subsidy scheme known as Pradhan Mantri Jan Awas Yojna (PMAY) of the government.
• Under the DDJAY scheme, developers can register four independent floors on each plot with the provision of stilt parking and lift.
• Each floor is eligible for a separate registry and therefore separate bank loans can be taken for each floor. The total FAR on each plot makes for 2.68.
• Under the DDJAY scheme, only 50% of plots can be allotted before their development. Remaing 50% plots are only allowed for allotment or sale after completion of township or after obtaining the completion certificate from teh Director Town and Country Planning, Haryana Govt.(DTCP).
• The developer or the colonizer has to transfer 10% of the area of the licensed colony to the government for the development and upkeep of community facilities.
• The town planning scheme under DDJAY is allowed only in residential zones of towns as mentioned in the master development plans.
• In order to encourage development of these colonies by private colonizers, the external development charges and rates of license fee have been reduced greatly, while the infrastructure development and the conversion charges have been removed.
• After 90 days of application, the CLU will be approved
• The maximum allowed area of the plot size under DDJAY is 150 sq.mt. (180 sqyards). Also the maximum and minimum density per acre is 240 and 400 people respectively.
• Under DDJAY, for the medium potential towns, the license fee will be levied at a rate of Rs 1 lac per acre and Rs, 10,000 per acre in case of low potential towns. High and Hyper potential zones EDC charges will be the same as under normal plotted townships. In case of Sohna, the EDC charges are around Rs 90 Lakhs per Acre.
• Teh developer or the colonizer is responsible to sell licensed area in two phases. After the completion of internal development work of the complete township, the 50% licensed area can be sold. For this, the colonizer is required to mortgage 15% of saleable area.
• The colonizer is required to transfer 10% of the licensed area to the government for the development of the community facilities.
• It is mandatory for all the developers to complete the housing projects within 7 years of the grant of the license.
• All the flats developed under DEEN Dayal Jan Awas Yojna are built by the private housing construction companies under the supervision of the state government.
• The DDJAY scheme will certainly reduce the increase in unauthorized colonies in the state.
• Allotment under DDJAY scheme is done under first cum first basis unlike other affordable housing schemes where draw of lots is conducted.
Conclusion
Deen Dayal Jan Awas Yojna is a significant initiative by the Government of Haryana to promote affordable housing in the state. The policy offers various benefits, including independent floor registry, gated complexes, stilt parking, and access to community facilities and amenities.
Properties- Residential Plot
Frequently Asked Questions
Deen Dayal Jan Awas Yojana (DDJAY) is a flagship housing scheme of the Government of India, launched in June 2015. The scheme aims to provide affordable housing to all eligible urban poor by 2022.
A beneficiary must have a maximum annual household income of Rs 3 lakhs for the economically weaker section.
There is No Gst on Plot.
Anyone Above 18
The primary objective of DDJAY is to provide affordable housing to the economically weaker sections and low-income groups in urban areas.
The primary objective of DDJAY is to provide affordable housing to the economically weaker sections and low-income groups in urban areas.
Some key features include affordable housing units, beneficiary-oriented subsidies, and a focus on inclusive urban development.
The Pradhan Mantri Awas Yojna (PMAY) is a government scheme that focuses on “Housing for All.Buyers under DDJAY are eligible for a subsidy of 2.67 lakhs on the loan amount.
There may be restrictions on selling DDJAY properties for a certain period to prevent speculation.
Deen Dayal Jan Awas Yojana aims to build planned and sustainable urban communities by implementing improved infrastructure and amenities. Consequently, this initiative seeks to address the growing demand for affordable housing and promote inclusive urban development.
The Haryana government oversees the implementation of DDJAY, sets guidelines, and provides necessary support.
The allotment of plots is done on a first come first serve basis. It is done in 2 phases with the second phase commencing after completion of infrastructure development work. Total time given to colonizers to complete the project is 5 years with a grace period of 2 years in case all plots have not been allotted.
Key features and highlights of Deen Dayal Jan Awas YojnaThe area covered under these projects must be between 5 and 15 acres.
