Residential Plots Available in Delhi NCR - Contact Neevilas Homes

Freehold property means the owner has complete ownership of the land and building with no time restrictions or lease obligations.

Legal formalities for gifting a flat include drafting a gift deed, getting it stamped, registering it with the sub-registrar, and paying applicable stamp duty and registration charges.

A lease grants exclusive possession of a property for a fixed term, while a leave and license allows temporary use without transferring possession or creating tenancy rights.

Yes, you can take a loan against house property by mortgaging it with a lender.

A residential home loan is a financial product that helps individuals purchase or build a home by borrowing money from a lender, which is repaid over time with interest.

To obtain a loan against property, criteria typically include property ownership, a good credit score, stable income, and a minimum age requirement, along with the property’s market value meeting the lender’s guidelines.

No bank in India currently offers 100 percent home loans due to high risk. Typically, banks offer property loans up to 80-90% of the property’s value, but a 100% loan is rare and usually requires additional collateral or a guarantor.